Mississippi tax summary for 2026
| Tax on wages | Graduated brackets |
|---|---|
| Starting point | Federal adjusted gross income |
| Rates (single) | 0% – 4% |
| Standard deduction | Single $2,300 · Married filing jointly $4,600 · Head of household $3,400 · Married filing separately $2,300 |
| Personal exemption | Single $6,000 · Married filing jointly $12,000 · Head of household $8,000 · Married filing separately $6,000 · per dependent $1,500 — a deduction from income |
| Federal income tax deduction | Not allowed |
| Employee payroll taxes | None |
| Local income taxes | None |
Mississippi income tax brackets 2026
Rates apply to Mississippi taxable income, after the deductions above. Married filing separately uses the single brackets unless the state publishes its own.
| Taxable income over | Up to | Rate |
|---|---|---|
| $0 | $10,000 | 0% |
| $10,000 | and up | 4% |
Worked example: $65,000, single, paid biweekly
Computed by the same engine as the calculator, with no pre-tax deductions.
| Line | Per paycheck | Annual |
|---|---|---|
| Gross pay | $2,500.00 | $65,000 |
| Federal income tax | $216.15 | $5,620 |
| Social Security | $155.00 | $4,030 |
| Medicare | $36.25 | $943 |
| Mississippi income tax | $71.85 | $1,868 |
| Take-home pay | $2,020.75 | $52,540 |
Effective tax rate 19.2%; tax on the next dollar earned 23.7%. Mississippi taxable income is $56,700.
Second example: $120,000, married filing jointly, two children
Take-home $101,564 a year ($3,906.31 biweekly). Federal income tax $5,640 after a $4,400 Child Tax Credit, Social Security and Medicare $9,180, Mississippi income tax $3,616.
How the Mississippi estimate is calculated
- Start from federal adjusted gross income — wages minus traditional 401(k) and Section 125 deductions.
- Subtract the Mississippi standard deduction for your filing status. Subtract personal exemptions (dependents = the number of children you enter).
- Apply the brackets (married filing separately uses the single brackets).
- Divide the annual total by your number of paychecks.
What this Mississippi calculator does not model
- Married filing a COMBINED return: when both spouses have income, each spouse's tax is computed separately, so each gets the 0% band on the first $10,000 (up to $20,000 combined). The estimate applies one $10,000 band to joint income (joint-return method), which overstates tax for two-earner couples by up to $400.
- Age 65+ and blindness additional exemptions ($1,500 each)
- Mississippi credits
Data notes
- Tax year 2026: 0% on the first $10,000 of taxable income, 4.0% above (HB 1, 2025 phase-down; 3.75% in 2027). The DOR page's '4.4%' refers to 2025 returns filed in 2026.
- Standard deduction (statutory): single/MFS $2,300; married $4,600; head of family $3,400.
- Exemptions (deductions): single/MFS $6,000; married $12,000; head of family $8,000; plus $1,500 per dependent. FIXED: the previous file used $9,500 for head of family, which already includes one $1,500 dependent and double-counted it with the per-dependent amount.
- See notModeled for combined-return treatment of two-earner couples.
Sources
- State income tax: Mississippi DOR – Tax Rates, Exemptions and Deductions (Tax Year 2026: 0% on first $10,000; 4% on excess) (read 2026-10-07)
- State income tax: Mississippi DOR – Form 80-100 Individual Income Tax Instructions (2024): Head of Family exemption $8,000; joint/combined return computation (read 2026-10-07)
- State income tax: Mississippi Withholding Income Tax Tables – Revised January 13, 2026 (read 2026-10-07)
Federal figures come from the IRS and SSA; see the methodology page.
Compare nearby and similar states
Neighboring states: Alabama, Arkansas, Louisiana, Tennessee
States with a similar tax setup: California, New Mexico, Rhode Island, Vermont, South Carolina, New Jersey
See every state side by side in the salary comparison by state, or browse all state paycheck calculators.